As 2011 comes to a close and 2012 begins, millions of us will take at least a few moments at some point or another to reflect on our accomplishments, our challenges and our hopes for the year ahead. Resolutions and intentions abound in the minds of those who strive to change old habits or create new ones. Fears about whether those resolutions will stick surface in our thoughts as we silently wonder if this will be the year we achieve our ideal weight or pay off debt. Self deprecating thoughts sneak in unbidden, yet familiar. Whether this review is something you enjoy or dread depends largely on the process and your state of mind going into the review.